Privacy Policy

Last updated: August 19, 2026

ToolVerse is designed as a privacy-first, browser-based US affordability calculator. We do not require an account to calculate a result.

What ToolVerse processes

The calculator processes the income, rent, debt, state, filing status, expense, retirement, currency, and amortization values that you enter in your browser. These calculations are performed locally by JavaScript. We do not receive those values through a ToolVerse server in this static website.

Local Storage

If your browser allows it, ToolVerse stores recent calculation scenarios in Local Storage so you can revisit them on the same device. You can remove this data using the “Clear my local data” control on the calculator or your browser’s site-data settings. Local Storage is device- and browser-specific.

Cookies, analytics, and advertising

ToolVerse uses Google Analytics to understand aggregated website usage. When the Google Analytics tag loads, Google may receive standard technical and usage information such as pages viewed, browser and device context, referrer information, and approximate interaction data. ToolVerse does not send calculator inputs or results—including salary, rent, debt, expenses, state, filing status, take-home pay, Financial Score, or affordability results—to Google Analytics. The calculator remains browser-based; Google Analytics does not send those inputs to a ToolVerse server. Google Analytics may use cookies or similar technologies subject to Google’s policies and applicable consent requirements. You can review Google’s Privacy Policy. Public CDN resources used for styling and optional chart/PDF functionality may also create technical requests. Advertising is never a guarantee of endorsement or financial advice.

Third-party services

ToolVerse may load Tailwind CSS, Chart.js, and html2pdf.js from public CDNs. Their delivery infrastructure may receive technical request information such as an IP address, browser type, and requested asset. Review the relevant provider policies before relying on those services in a regulated or enterprise environment.

Children and sensitive information

ToolVerse is a general-audience planning utility, not a service directed to children. Do not enter bank credentials, account numbers, Social Security numbers, or other sensitive personal information.

Your choices

You can use the calculator without creating an account, decline to enter optional fields, clear Local Storage, and stop using the site at any time. For questions about this policy, contact ToolVerse support.

Policy changes

This policy may be updated when the site’s functionality, vendors, analytics, or advertising practices change. The date above identifies the latest revision.